Singapore: Banking or Crypto for 2025?

Singapore’s Financial Future: Crypto or Banks?

Your Bank Doesn’t Want You to See This Comparison

Brief explanation of the purpose: “Banks charge fees and operate on outdated systems. We compared real bank conditions in Singapore with our crypto platform — here’s what we found.”

Feature DBS Bank OCBC Bank UOB Immediate FastX
Transfer Fee 0–1% 0–1.5% 0–1% 0% or low fixed fee
Transfer Time 1–2 business days 2–3 business days 1–2 business days Instant (24/7)
Interest Rate (Savings) 0.05% – 5.5% / year 0.05% – 4.7% / year 0.05% – 6.0% / year Up to 20–45% / year
Minimum Deposit 100,000 SGD 250,000 SGD 300,000 SGD 335 SGD
KYC Required Yes Yes Yes Optional
Geographic Limitations Domestic + Southeast Asia Domestic + limited intl. Domestic + regional Asia Borderless, global access
Availability Weekdays only Weekdays only Mon–Sat 24/7, including holidays
Note: All bank data is sourced from official public bank websites and updated regularly: DBS, OCBC, UOB.

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FAQ

We use decentralized security protocols and cold wallets to protect your assets.

Yes — your funds are accessible 24/7.

No personal documents are required in most cases

Why Banks No Longer Make Sense in Singapore

Banks in Singapore charge hidden fees, delay transfers, and restrict your financial freedom. Crypto platforms like Immediate FastX offer faster, cheaper, and borderless alternatives — built for the modern world.

We compared real bank conditions in Singapore with our crypto solution. The results speak for themselves.

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